Commercial Agricultural Lender

First Bank of Montana

Fort Benton, MT, United States

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About the Role

Join our growing team!  First Bank of Montana is hiring an Agricultural/Commercial Loan Officer in our Fort Benton location.  This position involves making agricultural and commercial loans to the bank's customers and requires a positive attitude and great customer service skills.  The ability to work in a team atmosphere and promote the bank's products and services is required.  Professionalism, confidentiality, good attendance, punctuality, flexibility and adaptability are a must!

 

DUTIES AND RESPONSIBILITIES:

The successful candidate will have extensive contact with customers, vendors, the general public and bank staff.  He/She will be expected to conduct him/herself in a manner that will enhance the overall efficiency and image of the bank.  The Ag/Commercial Loan Officer will build and maintain a loan portfolio, including loans of all types. Community involvement and participation in bank sponsored activities is required.

 

The successful candidate will also:

  • Actively pursue loans of all types.
  • Assure loan documentation is complete and correct prior to closing, ensuring accuracy and compliance with state and federal regulations and bank policy.
  • Review and analyze financial statements, tax returns, title insurance commitments, credit reports, and appraisals prior to closings.
  • Monitor loan delinquency and proactively identify credit problems.
  • Manage past due loans in his/her portfolio.

Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. 

 

Responsible for maintaining loan quality in compliance with Bank policy, underwriting standards and documentation requirements.

 

About You

QUALIFICATIONS:

  •  Bachelor's Degree Required
  •  3-5 Years Ag/Commercial Lending Experience Preferred

KNOWLEDGE, SKILL, ABILITY:

  • High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment.
  • Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s).
  • Must have the ability to work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadlines-oriented environment.
  • Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience.
  • Ability to work both independently and in a team environment.
  • Ability to understand and follow complex written and oral instructions.
  • Ability to communicate effectively verbally and in writing.
  • Basic computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications.
  • Working knowledge of standard office equipment.

WORK ENVIRONMENT:

  • Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.
  • Must be capable of occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

PHYSICAL DEMANDS: 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to:  climb, balance, stoop, kneel, crouch, crawl, push, and pull.

 

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

 

Specific lifting abilities required by this job include: Light work. The employee is constantly required to stand and walk. Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. 

 

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

 

Must be capable of occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

What We Offer

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

 

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

 

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

 

No Recruiters or unsolicited agency referrals please.

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Job Info

First Bank of Montana logo

Posted Date: Jun 21, 2019
External ID: 2544
Credit/Lending
Salaried
New
Full-Time