About the Role
DUTIES AND RESPONSIBILITIES:
At North Cascades Bank, we take great pride in being locally grown, born and bred right here in the North Cascades. We value our roots. That’s why you’ll find so many of us serving on local boards, participating in local events and sponsoring community programs throughout the year. We live here, we work here, and we play here. With a setting as beautiful and bountiful as North Central Washington, can you blame us?
Most importantly, we’re as proud of our employees and their commitment to our communities as we are of our long-standing record of financial strength, service and integrity. When we say that North Cascades Bank is actively involved in making our communities better places to live – it's not just marketing, it’s who we are. In this position, you will assist loan officers in producing new loans and servicing existing loans in the portfolio. Maintains credit and collateral files and tracks file documentation. Coordinates loan closings and assists customers in lenders absence.
- Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
Monitors collateral, property inspection, insurance, and financial tracking systems to ensure receipt of recorded security instruments, post-lien searches, appropriate insurance coverage, and compliance with loan covenants. Processes paid loans and collateral releases.
Creates, organizes, and maintains credit and collateral files with appropriate documentation to ensure compliance with applicable policies, procedures, and regulations
Orders preliminary title reports, flood hazard determinations, environmental screens, lien searches, verifies insurance coverage, entity verification, and other items necessary for loan underwriting and documentation.
Reviews loan packages to ensure information is complete; assists Loan Officer to obtain missing data and updates as necessary. Coordinates loan closings with title companies, lenders, and borrowers.
- Two to five years of similar or related experience, including time spent in preparatory positions.
- High school degree or GED required.
KNOWLEDGE, SKILL, ABILITY:
- Ability to multi-task and handle complex tasks efficiently.
- Strong written and verbal communication skills to maintain quality customer service.
- Strong organizational skills.
- Strong analytical skills.
- Strong attention to detail.
- Working knowledge of Word, Excel, and other basic office equipment
Mental and/or Emotional Requirements
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be able to perform basic financial calculations with extreme accuracy. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific lifting abilities required by this job include: ability to lift 15 pounds.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer
COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.
COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.
Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.