Credit Analyst

Collegiate Peaks Bank

This job posting is no longer active.

Denver, CO, United States


About the Role

The Credit Analyst will be responsible for underwriting new and renewing commercial loan requests.  In narrative format, the Credit Analyst will prepare the loan presentation with the assistance of the lending officer and support the recommendations with financial spreadsheets that include a complete financial analysis. The Credit Analyst will not only perform financial statement analysis but will review and analyze other credit related information and materials.  The Credit Analyst will be expected to understand the bank’s policies and procedures and underwrite all loan requests in compliance with them. 




  • Underwrites new and renewing commercial loan requests including, but not limited to, real estate, construction, commercial and industrial, and SBA 7A and 504 loans.
  • Prepares financial statement analysis and analyzes related materials including accounts receivable and payable agings, information from credit bureaus, and industry related websites.
  • Understands and applies the bank’s policies and procedures and underwrites all loan requests in compliance with them.
  • Assists lending officer in preparing loan presentation to present to Loan Committee.
  • Joins lending officer in meetings with existing and prospective bank customers.
  • Performs job functions in compliance with all company policies, federal and state rules and regulations as applicable to the position, including, but not limited to, BSA/AML, OFAC, and GLBA/privacy rules.
  • Other duties as assigned 


About You


  • Bachelor's Degree in business, finance, or economics or equivalent combination of education and experience is required.
  • One to three years of commercial credit analysis or related experience is strongly preferred.



  • Ability to read and understand individual and business tax returns, audited or reviewed financial statements, and company prepared profit and loss statements, balance sheets, and statement of cash flows preferred.
  • Must be able to effectively communicate using the written format.
  • Must be willing and able to master a proprietary underwriting system.
  • Must have the ability to function without daily oversight; must be self-motivated and self-disciplined.
  • Must have excellent organizational skills to manage the underwriting of several loans concurrently.
  • Must be proficient in Microsoft Word and Excel.
  • Must be willing and comfortable to join lending officers in meetings with existing or prospective bank customers, when necessary.
  • Must be able to multi-task, be flexible, and able to function with frequent interruptions.


WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.


PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.


Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.


COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.


Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.


No Recruiters or unsolicited agency referrals please.


Job Info

Collegiate Peaks Bank logo

Posted Date: Aug 12, 2019
External ID: 2629
Close Date: Aug 1, 2019