Loan Processor

First Community Bank Utah

Layton, UT, United States

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About the Role

We are seeking a self motivated individual to prepare loans for closing (commercial, construction, consumer), which includes creating loan files with necessary documents.

 

 

DUTIES AND RESPONSIBILITIES:

    • Order title, plat map, title fees and payoffs
    • Order appraisal through internal ordering system
    • Order credit (consumer/TRID loans)
    • Order flood certification
    • Order evidence of insurance
    • Converting builder’s budgets to FCB cost breakdown
    • Request long term application, AUS and pre-qualification letter for pre-sold residential commercial loans
    • Request loan term qualifying information from borrower(s) on consumer loans (i.e. paystubs, W2’s, tax returns, bank statements, long term loan application, AUS and pre-qualification letter)
    • Prepare and send to borrower Regulation B letter within 3 days of receiving application
    • Coordinate closings with customers, builder’s and title companies
    • Preparing Loan Presentation and review for accuracy
    • Complete closing checklist and loan documentation checklist
    • Review all closing docs for accurate signature(s) and notary stamp and signature
    • Book loan after closing (file signed docs in the file)
    • Disburse/wire funds to when loan requires
    • Complete checklist to ensure file completion
    • Respond to customer/builder inquiries, answer any questions and resolve customer/builder issues
    • Complete FDM documentation checklist
    • Follow up on recorded Trust Deeds and SCR filing receipts
    • Once final title policy and recorded Trust Deed is received, review title invoice for accuracy against the Disbursement sheet, make sure endorsements are included, request accounting pay invoice if accurate.
    • Loan exception and resolution

About You

QUALIFICATIONS:

  •  Prior loan processing experience preferred.

 

KNOWLEDGE, SKILL, ABILITY:

  •  Detail oriented
  •  Ability to work independently
  •  Able to work alongside Loan Officers and others under pressure while maintaining composure and a positive attitude

 

WORK ENVIRONMENT: Working in an open branch atmosphere where noise and distractions can be loud at times, depending on customers visiting.

 

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Lifting up-to 20 pounds on occassion.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

 

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

 

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $12 billion, operating in numerous community bank divisions across 8 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona and Nevada). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

 

No Recruiters or unsolicited agency referrals please.

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Job Info

First Community Bank Utah logo

Posted Date: Mar 12, 2020
External ID: 3132
Credit/Lending
Hourly
New
Full-Time
Minimum Wage: $36944.90