Portfolio Manager

Foothills Bank

This job posting is no longer active.

Yuma, AZ, United States

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About the Role

Summary

 

The primary role of the Portfolio Manager is to support the analysis of the credit worthiness of the organizations commercial credit relationships.  This role is responsible for the client credit relationships in the commercial lending segment, frequently serving as the client’s point of contact with the company.  Affects sound and consistent underwriting and management of commercial loan risk within the assigned team while balancing the commitment to loan, deposit, and fee growth, overall client profitability, client retention, and credit quality.

 

DUTIES AND RESPONSIBILITIES:

  • Develops and maintains all lending and new business relationships.
  • Responsible for underwriting all renewals and modifications.
  • Responsible for related HMDA, CRA, Reg B and Adverse Actions.
  • Responsible for appropriate risk rating, PLR’s, past dues and ticklers.
  • Monitors credits and test covenants.
  • Responsible for maintaining organized and current credit files. This includes updated personal and company tax returns and financial statements.  During deal process help prepare credit package for timely review and final approval including oral presentations to appropriate loan approval bodies.  This includes obtaining and analyzing borrower financial statements, personal tax returns, stress-testing, profitability analysis and presentation of such material or any material that would be relevant for prudent risk management practices.
  • Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

About You

QUALIFICATIONS:

 

Experience

  •  5-10 years related credit experience

Education/Certifications/Licenses

  • Bachelors degree or combination of education and experience

 

KNOWLEDGE, SKILLS, ABILITY:

 

Interpersonal Skills

  •  A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance

 

PHYSICAL REQUIREMENTS: Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 20 lbs.  Must be capable of climbing / descending stairs in emergency situation.  Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator.  Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary.  Must be able to work extended hours whenever required or requested by management.  Must be capable of travel by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.  Must be capable of regular, reliable and timely attendance.  

 

WORKING CONDITIONS:  Must be able to routinely perform work indoors in climate-controlled private office with minimal noise.

MENTAL and/or EMOTIONAL REQUIREMENTS:  Must be able to perform job functions independently and work effectively either on own or as part of a team.  Must be able to plan and direct the work activities of self and others.  Must be able to read and carry out various written instructions and follow oral instructions.  Must be able to speak clearly and deliver information in a logical and understandable sequence.  Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.  Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace.  Must be able to effectively handle multiple, simultaneous, and changing priorities.  Must be capable of exercising highest level of discretion on both internal and external confidential matters.   

 

What We Offer

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

 

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

 

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

 

No Recruiters or unsolicited agency referrals please.

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Job Info

Foothills Bank logo

Posted Date: Aug 24, 2020
External ID: 3614
Credit/Lending
Salaried
New
Full-Time